Property damage
Fire, water damage, machinery breakdown, all-risks cover on sites, inventories and equipment.
Our brokerage services
From P&C programmes to specialty lines, employee benefits and risk management, we operate strictly within the field of insurance brokerage and risk management consulting.
01 — Corporate P&C
Property & liability insurance
The foundation of a company's protection: its assets, its activity and its civil liability. We design programmes tailored to industrial facilities, inventories and contractual commitments.
Business interruption
Compensation for lost revenue, additional costs and late-delivery penalties incurred after a loss.
Civil liability
Operating liability, product liability, environmental liability and environmental damage, post-delivery liability.
Motor fleets
Light-vehicle and heavy-goods fleets, rental management and employee driving, controlled claims experience.
Transport & goods
Goods in transit, carrier and freight-forwarder liability, marine and land.
Multi-risk & packages
Combined multi-year programmes, negotiated globally to optimise premium and coverage consistency.
02 — Specialty lines
Cyber, D&O, construction, professional liability
The risks that threaten a company's survival: digital transformation, directors' liability, construction sites and intellectual services.
Cyber
Cyber risk & data
Data breaches, ransomware, payment fraud, business interruption and third-party liability. Coverage aligned with your obligations (DORA, NIS2, GDPR).
- Incident response & regulatory notification
- System restoration & extortion
- Media & data-processing liability
D&O
Directors' & officers' liability
Protection of corporate officers against individual claims: shareholder actions, insolvency proceedings, regulatory investigations.
- Advanced defence costs
- Protection of individual directors
- Worldwide programmes / reinsured
Construction
CAR & decennial
Contractors' all risks, ten-year liability, project-owner liability and the contractual guarantees required by public and private markets.
- CAR for owners & contractors
- Decennial and damage-to-works insurance
- Project-owner liability & subcontracting
Professional liability
Professional indemnity
Protection of intellectual service providers and consulting firms against faults, errors and omissions in the course of their activity.
- Errors, omissions & negligence
- Cover for pure financial loss
- Defence costs & third-party claims
Internal fraud and transactional warranties (W&I) complete our specialised offering. Talk to a producer →
03 — Employee benefits & health
Protecting your people
Group schemes placed with partner insurers, chosen for their strength and negotiated for the right balance between cover and cost.
Group health
Responsible complementary health and top-up cover, aligned with collective agreements and industry accords.
Death & disability
Incapacity, disability, death: cover compliant with the national collective agreement of your sector.
Company pension
Supplementary pension schemes, end-of-career benefits and employee savings, in partnership with our providers.
04 — Risk management consulting
Master the risk before insuring it
Insurance is only one tool for financing risk. We place it within a broader approach of control and governance.
Risk mapping
Identification, prioritisation and assessment of operational, financial and contractual exposures.
Prevention plans
Loss prevention programmes: fire, cyber, security, business continuity and contingency plans.
Captives & funding
Risk retention advisory, captives and alternative risk financing for mature groups.
05 — Claims advocacy
By your side when the risk materialises
A claim is the moment of truth for an insurance contract. A dedicated team defends your interests against insurers and loss adjusters.
- Notification & framing of the claim within contractual deadlines.
- Negotiation of settlements with the insurer and the loss adjuster.
- Recovery follow-up and collection of insurance receivables.
- Root-cause analysis to prevent recurrence.
- Claims reporting to manage your deductibles and premiums.
06 — Ancillary operations
Programme audit & administration
Policy audit
Independent review of existing cover, deductibles, limits and exclusions against your real risks.
Renewal management
Steering the renewal calendar, benchmarking offers and preparing underwriting files.
Administration
Tracking endorsements, certificates and the life of contracts, with insurers and policyholders.